Provisions On Bank Account Usage

The use of bank accounts must comply with the following provisions of the bank: 1, earnestly implement the national policies and decrees, comply with bank credit settlement and cash management rules.

When checking the bank, the account opening unit shall provide relevant information on the usage of the account.

(2) the accounts opened by the units in the bank are only for the receipts and payments of funds within the business scope of the unit, and can not be leased, lent or pferred to other units or individuals.

(3) all receipts and payments vouchers must clearly specify the purpose of the source of the money and no cash is allowed.

(4) each bank must have sufficient funds to guarantee its payment, and it is not allowed to issue cheque in the head or in the future. It is not allowed to take bank credit.

In the process of settlement, banks must strictly implement the provisions of the bank settlement method, handle the settlement documents in a timely manner, do not delay or backlog the settlement vouchers, do not misappropriate or intercept the settlement funds of customers and their banks, and refuse to accept the normal business of customers and his banks.