Exposing Credit Card Loopholes, Using POS To Consume Illegal Cash

< p > > a href= "//www.sjfzxm.com/news/index_cj.asp" > credit card < /a > is a way of payment in non cash pactions. It is also a simple credit service for banks. Each card has its own credit limit.

However, in Xinzhou, Shanxi, someone used 2 bank credit cards with a credit limit of less than 1000 yuan, and used POS to consume illegal cash in order to acquire more than 22 yuan of bank cash in Wuhan, Henan and Zhengzhou in Hubei.

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< p > according to CCTV financial first time report, not long ago, the Xinzhou Municipal Public Security Bureau of Shanxi province received a report from the bank.

Police immediately intervened in the investigation.

What the police did not expect was that the two cardholders turned out to be students of a local university, and one of them was also taken away by another cardholder.

The credit limit of these two credit cards is only 1000 yuan, but they are illegally overdrawn and overdrawn by more than 22 yuan.

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< < > > P > after investigation, the police found that the suspect had posted an advertisement on the Internet to see the cash in the credit card. He contacted the illegal cash group members in Wuhan and Zhengzhou, and confirmed that the relevant information and formalities needed for illegal cash pactions were subsequently processed. Then they went to Wuhan City, Hubei province. First, they borrowed 1 million of the credit cards borrowed from their classrooms, then deposited them in a fictitious paction, and then paid 1 million 150 thousand with the credit card, which closed 150 thousand yuan in Wuhan.

After the success of the illegal cash register, Guan did not get 150 thousand yuan cash for all the illegal "a href=" "//www.sjfzxm.com/news/index_cj.asp" > /a > 55%. After deducting the high fee hand of the illegal cash register Gang, he only got 67500 yuan.

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< p > after the first successful use of another credit card to illegally cash, the suspect went to war in Zhengzhou, Henan province. Once again, he contacted the illegal cash card gang from the Internet and implemented illegal cash in credit card.

This time, due to the insufficient funds of the cash group members, 500 thousand of them were credited to his credit card. After being deducted from the fees of the illegal cash group members, the suspect went to another 30 thousand yuan.

Within a week, the suspects used illegal credit cards which were less than 1000 yuan credit lines, and illegally sold 225748 yuan in December 2013 and January 2014.

At present, the suspect has been arrested by a police in Xinzhou, Shanxi.

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< p > why can 2 bank credit cards with a credit limit of only 1000 yuan be able to illegally cash over 22 yuan? The police said that the suspects were mainly raising their credit card overdraft by saving money in the credit card, and then making the fictitious a href= "//www.sjfzxm.com" > paction < /a > with the special merchants.

This is equivalent to malicious use of a loophole in credit card management to illegally occupy part of the bank's money.

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< p > nowadays, some college students are impetuous, and they also like to enjoy comparisons and coveted enjoyment. On the Internet, there are also some false propaganda of illegal information. This also causes some college students who are lucky enough to get lucky to take the road of crime.

But ultimately, the consequences of their own seed must be borne by themselves.

You must know that when the law is wide, we must never lose our sense of eternal regret.

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