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Idle Credit Cards Will Be Deducted Annually.

2014/3/17 15:45:00 31

Credit CardAnnual FeeRights Protection

< p > credit card shopping such as buying a target= "_blank" href= "//www.sjfzxm.com/" > clothing < /a > supplies is very convenient and quick, but some people are caught.

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< p > at 9 a.m. yesterday, the "3. 15" consumer protection day of the development zone was held in the square of Choi Yun city gate.

A number of consumer protection related functional departments and several enterprises set up stalls on the spot, such as industry and commerce, health, price, Yantai daily media group and so on.

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< p > < strong > provides consumer rights advisory services for consumers.

< /strong > < /p >.


< p > < strong > people take bean sprouts to detect < /strong > /p >


Aunt P, who lives in Huadian District, brought a bag of bean sprouts, which she bought in a nearby vegetable market.

When she washed bean sprouts, she found that the foam in the pot was more than the bean sprouts bought at ordinary times.

The professional instruments brought by relevant departments can quickly detect substances such as fresh vegetables, fruits and other foods, such as pesticide residues, and so on.

< a href= "//www.sjfzxm.com/news/index_c.asp > > detection < /a > the personnel immediately detected the bean sprouts samples and see whether there was sulfur dioxide or hydrogen peroxide. After 30 minutes, the test results showed that the bean sprout samples were normal.

"There is no problem with bean sprouts from the test results."

After hearing the answers of the inspectors, aunt Sun left happily.

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< p > Mr. Chen, a member of the public, was tested with the blended oil obtained from his shopping.

Reporters saw that the bottle blending oil was divided into two layers: golden yellow pparent and white precipitated.

The responsible person accepted Mr. Chen's complaint and indicated that he would take the oil back to check it.

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< p > < strong > credit card annual fee is deducted from < /strong > < /p >.


< p > this activity is different from previous years. When the young people gradually become the main consumers, the rights protection is also active.

Ms. Zhang handled a bank credit card the year before last, but it did not use it last year, but the annual fee was still deducted.

"Does not mean that bank cards will be automatically cancelled after a period of time?" Ms. Zhang raised her own doubts.

"Credit cards and bank cards are different."

Related personnel said that if the bank card was not used for a long time after opening, it would become a sleep card, and the consequence would be that the bank would always deduct the annual fee. If the account balance was deducted to zero, the system would automatically cancel it.

The credit card is different. "If the credit card is not used for a long time, the bank will not automatically cancel the account."

The staff told reporters, for example, the annual fee of ordinary credit card is 50 yuan. As long as the account is not written off, the annual fee will be deducted on a yearly basis. "It will always be deducted, and the overdraft will be the same, and it will also generate a" profit margin ". Therefore, it is best to take the initiative to cancel the counter, otherwise, it may also produce bad credit records, which will affect the normal handling of loans and other businesses.

Ms. Zhang said that she did not understand this knowledge before, and now she knows that she can not mess with credit cards in the future.

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< p > < strong > hairpin consumption discount dispute dispute < /strong > < /p >


< p > Ms. Li made a prepaid "a href=" //www.sjfzxm.com/news/index_cj.asp "consumption" /a card at a hairdresser last year, and charged 1300 yuan in the card. After that, she can wash her hair in the shop for 40 percent off.

However, "I washed my hair the other day, and they said that it is expensive to shampoo now. It costs 30 yuan and a discount of 18 yuan."

Ms. Li could not accept it, and asked the shop to ask for a refund.

So, Ms. Li found the business department, and asked the staff of the industry and Commerce Department to help her negotiate the matter.

The head of the hairdresser's office said they agreed to refund, but Ms. Lee could not discount the consumer before, and the original price should be deducted from the card.

After several consultations, the store insisted that "before consumption can not be discounted, it must be deducted" and mediation failed.

At the event site, the commerce and Industry Department said it would convene consumers and operators to continue mediation.

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